Smith’s Gradings Monitor Seismic Risk

Smith’s Gradings include a category of “event risk”, which includes seismic risk, for every credit.  These types of event risk can be described as “episodic” in frequency.   However, Smith’s Gradings monitors the presence of these event risks and models the expected loss for each credit.   It is part of the enhanced surveillence program that allows Smith’s Gradings to heighten the situational awareness of our clientele.  To learn more about Smith’s Gradings and the event risks that we monitor, please send us an e-mail at


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